BankUnited, Inc. (BKU) Q4 2025 Earnings Call Transcript

Operator

Good day, and welcome to the BankUnited, Inc. Fourth Quarter and Fiscal Year 2025 Results Conference Call. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Jacqueline Bravo, Corporate Secretary. Please go ahead.

Jacqueline Bravo
Corporate Secretary

Thank you, [ Ben ]. Good morning, and thank you, everyone, for joining us today for BankUnited, Inc.’s Fourth Quarter and Fiscal Year 2025 Results Conference Call. On the call this morning are Raj Singh, Chairman, President and CEO; Jim MacKey, Chief Financial Officer; and Tom Cornish, Chief Operating Officer. Before we start, I’d like to remind everyone that this call may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 that reflect the company’s current views with respect to, among other things, future events and financial performance. Any forward-looking statements made during this call are based on the historical performance of the company and its subsidiaries or on the company’s current plans, estimates and expectations.

The inclusion of this forward-looking information should not be regarded as a representation by the company that the future plans, estimates or expectations contemplated by the company will be achieved. Such forward-looking statements are subject to various risks and uncertainties and assumptions, including those relating to the company’s operations, financial results, financial